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Rates
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NOTE: These rates were established on the date listed below and are subject to change without notice. Call us for further details.
 
All rates are valid as of May 17, 2012
 
Credit Union Prime Rate 3.00 %

RRSP and RRIF Rates
  REWARDS Regular
Variable .15 % .10 %
1 year 1.25 % 1.05 %
2 years 1.65 % 1.55 %
3 years 1.75 % 1.65 %
4 years 1.85 % 1.65 %
5 years 2.20 % 2.10 %
Interest on RRSP & RRIF term deposits of 2 to 5 years is paid annually.

Term Deposit Rates
  REWARDS Regular
Cashable term deposits 1.35 % 1.15 %
30 - 59 days .25 % .15 %
60 - 89 days .25 % .15 %
90 - 179 days .35 % .25 %
180 - 269 days .50 % .40 %
270 - 364 days .75 % .60 %
1 year 1.25 % 1.05 %
2 years 1.65 % 1.55 %
3 years 1.75 % 1.65 %
4 years 1.85 % 1.65 %
5 years 2.20 % 2.10 %
Interest on term deposits of 30 to 365 days is paid at maturity.
Interest on term deposits of 2 to 5 years is paid annually.

Tax Free Savings Term Deposit Rates
  REWARDS Regular
1 year 1.50 % 1.30 %
2 years 1.80 % 1.70 %
3 years 1.90 % 1.80 %
4 years 2.05 % 1.85 %
5 years 2.40 % 2.30 %
(Minimum $1,000)


Personal Loan Rates
  REWARDS Regular
Variable
8.75 % 9.75 %
1 year 8.00 % 9.00 %
2 years % %
3 years % %
4 years % %
5 years % %

Conventional Mortgage Rates
  REWARDS Regular
Variable Cap 2.80 % 3.10 %
6 month open 6.00 % 6.50 %
1 year open 6.20 % 6.70 %
1 year closed 2.99 % 3.40 %
2 year closed 3.09 % 3.50 %
3 year closed 3.19 % 3.60 %
4 year closed 3.19 % 3.60 %
5 year closed 3.29 % 3.70 %
2nd Mortgage
(1 Yr. Only)
8.00 % 8.50 %

Line of Credit Rates
  REWARDS Regular
MERITline 3.50 % 4.00 %
Investment line na na
Personal line 6.00 % 7.50 %
O/D Protection 17.75 % 22.00 %

Vehicle Purchase Loan Rates
  REWARDS Regular
1 year 6.50 % 5.75 %
2 years 6.25 % 5.50 %
3 years % %
4 years % %
5 years % %
6 years % %
7 years % %

Account Rates
  REWARDS Regular
Daily interest savings ( Plan 24 )
.15 % .10 %
Tax Free Savings Account
1.15 % .95 %
U.S. savings .10 % .10 %